• A SEBI Registered Investment Advisor (RIA) must meet strict criteria, including qualifications and certifications (like NISM exams), and operate on a fee-based model preventing conflict of interest. As the only professionals authorized by SEBI to offer financial planning and advisory services, they ensure your strategy is backed by the highest regulatory standards.

   

• A Mutual Fund Distributors operate under a less stringent standard, needing only to ensure products are "suitable" for clients. They share fees with product manufacturers and are directly compensated by them. 

The Financial Process involves multi-phase approach, please click here to go through our detailed approach.

Developing a thorough financial plan requires substantial engagement—typically 4-5 online meetings with 5-6 hours of conversation with clients, plus 15-20 hours of dedicated planning work on our end to create and refine your customized financial plan.

Budget and tax: What are your current earnings and spending patterns, and how do you anticipate they'll evolve?

Liquidity: What portion of your assets can be easily converted to cash in an emergency?

Insurance Requirement: What insurance protection do you need, and what coverage levels are appropriate?

Investments: What strategies will help you build wealth through Mutual Funds (equity & debt), Commodities, REITS/INVITS or Real Estate? What is the right asset allocation for you considering your risk capacity?

Retirement and estate planning: When will you have enough to retire? Who will receive your assets after you're gone?

Once we've created and delivered your financial plan and you've accepted it, you can choose to execute it through our services or on your own. Either way, we'll be actively involved in setting up necessary investment accounts and handling KYC documentation.

We provide financial planning, investment and wealth management solutions to individuals / retail investors, high net worth investors and NRI’s - we go beyond the basics. We help determine whether your insurance coverage is sufficient to protect against unexpected events. And guide you in deciding your wealth transfer strategies. 

For more detail on our services, please refer to the following link

As a standard practice, our service includes half yearly account review and meet with clients on an “as needed” basis at their request. We conduct additional reviews when investment recommendations change or when clients experience shifts in their financial circumstances or investment objectives.

We base our fees on a percentage of the assets we manage for you. Feel free to reach out to us, so that we can provide more information.

No, Persevera Wealth Advisors does not hold or manage clients funds directly. Clients retain complete control over their investment decisions and fund deployment.

While we typically prioritize virtual meetings to respect everyone’s schedule, we truly value the impact of face-to-face interaction. Whether you’d prefer to visit our office we are always happy to meet in person. Our goal is to build meaningful, long-term partnerships through regular communication, in whatever format works best for you.

Connecting with us is easy! You can get started by filling out the form on our website or by giving us a call at the number provided. Once we receive your information, we’ll reach out to begin discussing your unique goals, risk tolerance, and objectives. This initial conversation allows us to design a personalized strategy perfectly aligned with your financial needs.

By executing your financial plan and investment recommendations with us, you will gain full access to our digital platform and mobile app. These tools allow you to monitor your portfolio effortlessly, whenever and wherever you need link.